Queen City Risk Management

(716) 970-4200 • jason@queencityrm.com

The Value of an Independent Insurance Agent

7 benefits of purchasing insurance through your local insurance broker

When it comes to protecting your home and vehicles you need someone on your side. Someone who is out for your best interest, providing you the best service possible. That’s why at Queen City Risk Management we search the best deals for you from a number of different companies to assure we bring you the best deal, service and coverage possible on home and auto insurance.

As your local insurance broker, we work for you, searching the best options for your situation. We aren’t loyal to one insurance underwriter over another, our loyalty is with our customers. As we can serve and help you, we look for the underwriter that best meets your needs, not the other way around. To summarize why buying insurance from Queen City Risk Management (QCRM) is a good idea, here are seven reasons why to consider working with an independent Insurance Agent.

  1. Best prices for you. Insurance prices are always fluctuating. By periodically reviewing your coverages and prices we make sure your hard earned dollar is being spent in the best possible way. Why pay extra? QCRM will make sure you don’t.

  2. Loyal to the customer. As an independent broker, our interest is in protecting you the consumer. The Oxford Journal states, “Promoting competition is broadly accepted as the best available tool for promoting consumer well-being.” The more companies we have competing for your business the lower prices you will pay and the better coverage you get. Competition among insurance underwriters is a win for you. Our agency leverages this for your advantage.

  3. Local. Not only is doing business locally good for our Buffalo economy, it’s good for you. With your agent right in your town and not at a call center hundreds of miles away, there is a level of accountability and responsibility you get from doing business with a local agent. We work for you. We know your experience can make or break us so we work hard to provide you the best service possible. We also believe our service to you is the best way to gain new business because you’ll tell your friends. You are our marketing team and if we treat you right, we know it comes back. We don’t spend millions of dollars on commercials, billboards and radio. We spend our resources helping you.

  4. Caring about our community. Every quote and policy we set up benefits our community because we donate to local charities. It’s not a public relations stunt or a way to blow our own horn. It’s part of who we are as a company. We know that a rising tide can lift all ships and we’re committed to making our city and region a better place to live and work. You can be confident our profits aren’t underwriting a 7 or 8 figure salary. We’re investing back into our own city.

  5. Experience. Our team has the experience and industry know how to get things done. A call center agent may have one to two months on the job and not understand the way the insurance business really works. Our team knows the business and our commitment is to do our very best for you.

  6. Ease of use. We know you’re incredibly busy. While some companies make shopping for insurance a drawn out process, we’re happy to stay ahead of the curve in offering you online quoting and processes for making your insurance experience the best it can be. Our online quoting tool takes 5-10 minutes of your time and our personal service will make all the difference in shopping, saving and purchasing home and automotive insurance.

  7. Referral Program. Our industry leading referral program gives you rewards for every friend you refer to us. How about earning a Tim Horton’s or Starbucks gift card just for referring a friend to get a quote from us? That’ right. We aren’t spending hundreds of thousands of dollars on television commercials. Our marketing is word-of-mouth from friends like you. And as a way of saying thank you for letting your friends and family know how they can save time, money and get the best coverage possible, we reward you. Plus, we have a monthly drawing for dinner at local restaurants and a yearly drawing for a $500 Visa. And this just for helping your friends and family save time and money.  

We know you have a lot of options when it comes to purchasing insurance. We also know it’s not the most exciting thing to talk about. That’s why you can email us or set up an appointment at a convenient time for you. Help us help you get the service and care you deserve from Your Local Insurance Broker, Queen City Risk Management.